Good credit or building credit, we'll work with you to Make It Happen!

*On credit financing offers from a competitor with a max term of 36 months for identical model number sold by Conn's, Conn's will match the monthly payments. Subject to credit approval. Your lowest monthly payment may not be least expensive option. Rules apply.

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How to get started

Step 1

Click GET STARTED to fill out your prequalification form.

Step 2

Get prequalified - INSTANTLY!#

#See your options with no impact to your credit score.

Step 3

Start shopping online or in-store with your low monthly payment financed by Conn's.

Why is Conn's different?

Conn’s HomePlus is all about making it happen. We created the Low Payment Finder to discover the best financing options to bring the lowest payments, tailored to you. We make the most of your budget, whether you have good credit or even no credit.

We have provided over 5 million customers a better payment option by stepping in and lending to them directly ourselves.

You might be surprised what’s possible when you put Conn’s HomePlus to work for you!

Benefits of Conn's HomePlus

  • Affordable monthly payments with our Low Payment Finder
  • Top brands in appliances, electronics, furniture and mattresses
  • Access to 0% INTEREST offers on select, qualifying purchases See terms
  • Fast delivery and service pros ready to assist you.
  • Pay your way - online, in the store or by mail
  • Build credit with your low monthly payments

  • How Does Conn's Yes Lease Work?

    When you need convenient flexible payment terms, American First Finance is there to provide you an option with NO CREDIT REQUIRED *. The application experience is fast and easy, with 90 day Early Buyout Options, Flexible payment terms, approvals up to $5,000, you can take home the merchandise you want or need today. Learn more about Conn's and other financing options

  • Does Conn's offer Credit Insurance?

    Conn's offers credit insurance as an option to purchase when financing with Yes Money. Credit Insurance options include Property, Disability, Unemployment, and Credit Life Insurance. Full details are available at https://www.conns.com/property-insurance

  • What Are The Requirements For A Conn's Credit Card?

    When you're issued a store credit card, you'll be given a credit limit and an annual percentage rate (APR) that may be based on your income, credit history and other factors. It's important to read the terms and conditions so you know what your APR is and what other fees you might be liable for. https://www.conns.com/property-insurance

  • How To Apply For A Conn's Credit Card?

    We make it easy for you to apply for a Conn's credit card through Synchrony Bank that can be used in all Conn’s HomePlus stores. Find your nearest location here https://www.conns.com/store-locator/

  • How Does The Conn's Store Credit Card Work?

    The Conn's Store credit card is a convenient financing option offered at Conn's HomePlus. Store credit cards are generally issued through a bank or retailer. This is a convenient financing option at Conn's HomePlus that enables you to pay your purchase over time.

  • What Are The Benefits Of The Conn's Retail Installment Contract?

    The benefits of a Conn's retail installment contract is that it allows you to purchase or borrow a specific amount and pay it back over a designated length of time with fixed monthly payments and no surprises while helping build credit.

  • What Is The Conn's Text Club?

    When you join The Conn's Text Club, you receive marketing offers and advertisements via text/SMS message to your mobile device for products, services and financing updates and offers.